How Can I Achieve Medical Debt Relief?

As the cost of health care continues to rise, many people are also becoming burdened with medical debt. In fact, overwhelming medical debt is one of the leading reasons people end up having to file for bankruptcy protection.

If you find yourself in this situation, the stress of medical debt and having to make the difficult decision to file for bankruptcy can easily affect your recovery. At Derrick B. Hager, P.C., Attorney at Law, we are here to help you achieve legitimate debt relief so you can have peace of mind and focus on improving your health. To learn more about bankruptcy and how we can help you, we invite you to contact our West Chicago, Illinois, office today to schedule a free consultation.

It is important to realize that most if not all medical providers cannot refuse to treat you because you have used Chapter 7 bankruptcy to discharge some or all of your existing medical debt. If any medical professional accepts Medicare or Medicaid patients, they cannot reject treatment because they are accepting subsidies from the federal government. Also, your financial situation should not affect a doctor or other medical provider's commitment to "first do no harm."

Many medical professionals understand that right now people cannot afford to pay their bills and that this is the cost of doing business. Health care providers also understand how much treatment, tests and other health expenses cost, including how insurance carriers work when it comes to rejecting legitimate claims.

If a doctor does refuse to see you because you cannot afford your bill, we encourage you to change doctors because their intentions may not be pure and their priority may not be your health. Our West Chicago bankruptcy lawyer can help you explore your medical debt relief options, including whether it would be better to discharge your debt or use Chapter 13 to structure a repayment plan and schedule.

Derrick B. Hager, P.C., Attorney at Law, is considered a debt relief agency. We help people file for bankruptcy under the federal Bankruptcy Code. We encourage you to contact us today for bankruptcy assistance and to learn more about our medical debt relief services during a free consultation.

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